Lending Services
When you need extra cash, Security State Bank offers a variety of lending products to make your life easier and more enjoyable. Because our loan decisions are made here at home, we provide a level of friendly, personal service that few can match. Our loan professionals will work closely with you to meet your needs and establish a repayment plan that is right for your budget.

To make repayment easier, we can deduct your monthly loan payment from your Security State Bank checking or savings account, or you can pay online with eBANK AROUND THE CLOCK.

Contact our loan department today and explore the following loan products available to you:

Click here for convenient Loan and Mortgage Calculators



Consumer Loans


Security State Bank offers a full line of consumer loan products to fit your needs, whether you’re financing a vehicle, purchasing household appliances or going on vacation.

Personal Loans

  • Secured and unsecured financing
  • Flexible repayment terms
  • Fixed monthly payments
  • Credit Life and disability insurance available

Auto Loans

  • New and used car financing
  • Refinance your current auto loan

Home Equity Loans

  • Up to 80% of appraised value on your home
  • Tax deductible*

*Contact a tax advisor regarding the deductibility of interest charges on home equity loans.

Other Consumer-Related Loans

  • Savings Secured Loans
  • Mobile Home Loans
  • Boat Loans
  • Recreational Vehicle Loans
  • Purchase-Money Retail Contracts for Furniture, Computers, etc.

Security State Bank is an equal housing lender. Terms and conditions may vary. All loans are subject to a written loan application and credit approval. Full disclosures provided when application is received. Please contact a consumer loan officer at 409/267-3171 for complete information regarding consumer loan products.

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Commercial Loans


Security State Bank has a full line of loan products to assist you in growing your business including:
  • Working Capital - Finance short-term credit needs due to receivable and inventory build-up, seasonal factors, etc.
  • Equipment Loans – Purchase of equipment, computer hardware and software, etc. Terms are dependent upon the economic life of the equipment.
  • Commercial Real Estate Loans – For businesses that need to purchase or construct a facility or remodel and existing facility.

Security State Bank is an equal housing lender. Terms and conditions may vary. All loans are subject to a written loan application and credit approval. Full disclosures provided when application is received. Please contact a consumer loan officer at 409/267-3171 for complete information regarding consumer loan products.

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Agriculture Loans
Security State Bank has been supporting farmers and ranchers in Chambers County since 1925 with Agriculture Loan products designed to help you meet your needs. Come in and let us put our experience in farm management to work for you.
  • Operating Loans – Finance your credit needs when sales occur on a seasonal basis, or when awaiting the sale of livestock or crops.
  • Equipment Loans – Available for tractors, trailers and other farm equipment.
  • Livestock Loans – For the purchase of cattle, horses or other livestock. Terms will vary depending on the sale of livestock and/or offspring.

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Mortgage Loans
Security State Bank offers a full line of Real Estate Loan products to assist you with the purchase or improvement of your home.
  • Home Mortgage – For the purchase or construction of your next home, as well as
    refinancing your existing home mortgage.
  • Home Improvement Loan – Remodel or enlarge your home, to make it the home of your dreams.
  • Lot and Small Acreage Loans – When you find the perfect location, but are not yet ready to build.

Click here for Mortgage Terms You Should Know When Buying a Home

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Student Loans
No one ever said college was easy. Hitting the books may be stressful, but financing your education doesn’t have to be. Security State Bank wants to help you achieve your goals of higher education. We’ll help you get the college loan you need, so you can spend less time worrying about money and more time concentrating on your studies.

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